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The U.S. Bank Altitude Go Secured Card

A credit card with strong rewards across several areas of everyday spending, no annual fee, the option to “upgrade” to the unsecured version, and much more!

U.S. Bank Altitude Go Secured Card
Source: U.S. Bank Altitude Go Secured Card

Gaining credit does not exclude receiving prizes. On certain transactions, the U.S. Bank Altitude Go Visa Secured Card offers up to 4x points for every dollar. You may improve your credit by using this card. The amount of your deposit will also be your credit limit ranging from $300 to $5,000.

U.S. Bank Altitude Go Secured Card
CREDIT CARD
U.S. BANK ALTITUDE® GO SECURED
Zero fraud liability No Annual Fee
Earn points while building credit.
APPLY NOW

This incredibly competitive secured credit card has no annual charge and a flexible deposit requirement. For additional information, keep reading our U.S. Bank Altitude Go Visa Secured Card review.

Other card details

Because they have less stringent credit score restrictions than unsecured cards, secured credit cards are excellent entry points into the world of credit cards. The security deposit, which serves as collateral to secure the loan, and the credit limit are the sources of these reduced credit score criteria.

Credit limits for the U.S. Bank Altitude Go Visa Secured Card range from $300 to $5,000. Your credit limit will be determined by your initial deposit, but it can grow with additional contributions up to a maximum of $5,000.

Most secured credit cards don’t give much more than the opportunity to establish credit. Rewards are becoming a more important element as many issuers place a higher priority on their credit-builder credit card portfolio. The newest product that gives great rewards while building a good credit history is the Altitude Go Visa Secured.

Learn more about U.S. Bank Altitude Go Secured Credit Card

On all dining, food delivery, and takeout-related expenditures made with the Go Visa Secured, 4X points are earned. On purchases made at grocery stores and for food delivery, cardholders also receive 2X points. On purchases made at petrol stations and for streaming services, The Go additionally earns 2X points. One point is awarded for every dollar spent on all other purchases made using the card.

With the U.S. Bank Altitude Go Visa Secured Card, there is no cap on how many rewards a cardholder may accrue, and those benefits never expire. After earning at least 2,500 points, you can cash out your earnings as a statement credit or deposit them into a supported U.S. Bank account.

After accumulating at least 1,000 points, you may use the U.S. Bank rewards center online to exchange your points for goods, gift cards, or vacations. The Real-Time Rewards function at participating stores also offers a novel way to redeem points: instantaneously through text message.

Other Benefits of the Card

  • Choose your payment due date: The payment deadline you choose depends on your schedule. Therefore, you will have a choice as to when your payment is due.
  • Zero liability for fraud: If your card is ever lost or stolen, you are not held accountable for any unlawful purchases.
  • Contactless transactions: Pay by tapping. Paying with your contactless card with only one quick tap. When checking out, simply search for the Contactless Symbol.
  • Mobile Wallet:  Altitude Go Secured Visa card can be added to your mobile wallet. 
  • Autopay: By choosing an automatic payment plan that best fits your budget, you may pay on time and avoid late penalties.
  • Navigator ID Utilizing NortonLifeLock: Invest in tools that can help you stay aware of risks to your identity.

Learn how to apply

Applying for the U.S. Bank Altitude Go Secured Credit Card is a straightforward process, offering a rewarding financial journey even for those new to credit cards. Here’s a concise guide to help you apply easily.

  • Step 1: Eligibility Check First, ensure you meet the eligibility criteria. Typically, this includes age, U.S. residency, and a security deposit.
  • Step 2: Gather Necessary Information Prepare essential details like your Social Security number, employment information, and financial details.
  • Step 3: Online Application Visit U.S. Bank’s official website. Navigate to the ‘Credit Cards’ section and select the Altitude Go Secured Card. Click ‘Apply Now’.
  • Step 4: Fill in Details Complete the application form with your personal, employment, and financial information accurately.
  • Step 5: Review and Submit Double-check the information for accuracy. Submit your application.
  • Step 6: Await Approval Post submission, U.S. Bank will review your application. Approval times vary.
  • Step 7: Deposit Payment If approved, you’ll need to pay a security deposit, which usually sets your credit limit.

Applying for the U.S. Bank Altitude Go Secured Credit Card is an excellent step towards building a solid credit history. With patience and careful attention to detail, you’ll navigate the application process smoothly.

U.S. Bank Altitude Go Secured Card
CREDIT CARD
U.S. BANK ALTITUDE® GO SECURED
Zero fraud liability No Annual Fee
Earn points while building credit.
APPLY NOW
Written By

Copywriter/Editor and finance expert known for concise and informative articles on investing and wealth management. With experience simplifying complex topics, Roberto empowers readers to make sound financial decisions.

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