The Reflex Mastercard is issued by Celtic Bank and is ideal for people with bad credit or poor credit history.
This Mastercard provides a line of initial credit that can be increased after six months of on-time payments. Its interest rate charges fees by the APR, but it’s ideal for people looking to increase their credit.
REFLEX
DOUBLE YOUR CREDIT LIMIT FREE MONTHLY CREDIT SCOREOther card details
The Reflex Mastercard doesn’t require security deposits like credit cards intended for people wanting to establish credit. These cards typically require a deposit that would affect the initial line of credit, which isn’t the case with the Reflex Card.
The Reflex Card is ideal for consumers of all financial backgrounds. It’s considered one of the best credit cards because it’s useful for daily expenses and improving your credit score. Consumers get a 12-month fee waiver and protection from credit damage due to using the card.
Learn more about Reflex Mastercard Credit Card
The Reflex Mastercard is a basic unsecured credit card with a line of credit between $300 and $1,000. It’s used as a payment solution and a way to establish or improve one’s credit history.
After 6 months of on-time payments, you can double your credit line with Reflex Mastercard. Their initial line of credit is between $300 and $1,000.
Other Benefits of the Card
- Large Initial Credit Limit: With the Reflex Mastercard, your initial credit limit ranges from $300 to $1000, and can double to $2000 as long as you make your first 6-month payments before the due date.
- MasterCard Zero Fraud Liability: You will not be responsible for any unauthorized charges to your Reflex Credit Card. You’re only responsible for your purchases, so you can shop with confidence knowing that your card activity is fully protected.
- Report to the three major credit bureaus monthly: This card is an effective tool for building credit, as Continental Financial accepts people who apply for the Reflex credit card but have poor credit and pays to the three major credit bureaus (TransUnion, Experian, Equifax).
- Free Monthly Credit Score: Check your monthly credit score for free by signing up for an electronic statement.
- Manage your account online: view bank statements, make payments, view due dates, and more.
- Mobile App: Manage your account anytime, anywhere from any mobile device.
How to apply for this credit card?
Applying for a Reflex Platinum Mastercard can be a straightforward and rewarding process if you follow these simple steps. Whether you’re looking to build credit, earn rewards, or simply enjoy the convenience of a Mastercard, this guide will help you navigate the application process with ease.
1. Research and Understanding: Begin by visiting the Reflex Platinum Mastercard website. Here, you’ll find essential information about the card’s features, benefits, and any fees or interest rates. Understanding these details ensures you’re making an informed decision.
2. Check Eligibility Criteria: Ensure you meet the eligibility requirements, such as age and residency. This step is crucial to avoid any disappointment during the application process.
3. Gather Necessary Documents: Preparation is key. Collect necessary documents like proof of identity (such as a driver’s license or passport), income verification, and any other required paperwork. This makes the application process smoother.
4. Fill Out the Application Form: On the Reflex Platinum Mastercard website, locate the application form. Fill it out with accurate and up-to-date information. Double-check your details to avoid any errors that could delay processing.
5. Review Terms and Conditions: Before submitting your application, carefully review the terms and conditions. This includes understanding the repayment terms, credit limits, and any fees associated.
6. Submit and Await Response: Once satisfied with your application, submit it. Typically, you’ll receive a response quickly, though some applications may require additional review.
7. Activate Your Card: Upon approval, you’ll receive your Reflex Platinum Mastercard. Follow the instructions provided to activate it, and you’re ready to start using your new card.
Remember, applying for a credit card like the Reflex Platinum Mastercard is a step towards financial empowerment. Ensure you manage your card responsibly to enjoy the full benefits and maintain a healthy credit score.
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