The Premier Bankcard Mastercard Credit Card is an alternative credit card option for people with a poor credit history or no credit history at all.
The PREMIER BankCard Mastercard Credit Card is a great alternative for anyone with poor credit. Unlike secured credit cards, they can use this card without making a security deposit.
PREMIER BANKCARD
MONTHLY CREDIT REPORTING MOBILE MADE EASYSome card details
Any time you’re granted a credit line increase on the Premier Bankcard Mastercard, a fee of 25% of the increased amount will be charged. For example, if your credit line was increased by $100, a $25 fee would be charged.
While increasing spending power with this card is usually a good thing, this card has a fee for increasing your limit. However, paying all payments on time and demonstrating good credit habits can get you an increase without paying the fee.
Also, you will have to pay multiple fees depending on the amount of credit you receive. These fees include a yearly charge between $45 and $125, as well as a one-time program fee between $55 and $95.
First Premier requires you to pay a fee each month that can reach up to $10.40. However, they will reduce or waive this fee for the first year to help offset the cost of the program fee.
Additional cards for users cost $29; late payments cost $39; and foreign transactions cost 3%.
Learn more about PREMIER BankCard Mastercard
This card allows anyone with bad credit or no credit history to get a new start. First Premier assigns credit limits to card applicants based on their creditworthiness. The credit limit applicants are approved for determines the fee schedule of their cards.
The Premier BankCard Mastercard account reports activity to major credit bureaus. Additionally, this account allows users to monitor their FICO score. Many credit card companies offer this benefit, but it’s still a useful feature to have. It allows users to observe their progress as they use their credit cards.
Other Benefits of the Card
- Mastercard’s ID Theft Protection; This program monitors for signs of identity theft. If suspicious activity is detected, Mastercard will send you an alert and help you take action to resolve the issue.
Step-by-Step Guide to Apply for a Premier BankCard Mastercard Credit Card
Applying for a Premier BankCard Mastercard Credit Card can be a straightforward process if you know the right steps. This guide will lead you through each stage, ensuring your application is as smooth as possible.
- Step 1: Research and Eligibility Before applying, research the Premier BankCard Mastercard. Understand its features, benefits, interest rates, and fees. Check your credit score to ensure you meet the eligibility criteria. A good credit history increases your chances of approval.
- Step 2: Gather Necessary Information Prepare necessary documents, such as proof of identity (like a driver’s license or passport), proof of income, and social security number. Having these at hand will speed up the application process.
- Step 3: Apply Online Visit the official Premier BankCard website. Look for the Mastercard Credit Card section and click on ‘Apply Now’. Fill in the application form with accurate details. Double-check for errors to avoid any delays in processing.
- Step 4: Wait for Approval After submitting your application, there will be a processing period. During this time, the bank reviews your credit history and application details. Patience is key here.
- Step 5: Activate Your Card Once approved, you’ll receive your Premier BankCard Mastercard Credit Card by mail. Follow the instructions provided to activate it.
Remember, always use credit cards responsibly. Regular payments and prudent use can help improve your credit score.
For further assistance, contact Premier BankCard’s customer service. They can guide you through any difficulties and answer your questions.
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