Simply put, if you are looking for a credit card that allows you to build a good credit history, with many benefits, the Oakstone Gold Secured Mastercard is the perfect card for you. If you’re still not convinced, keep on for more information.
OakStone Platinum Secured Mastercard
Fast, easy application process No processing or application fees!The Oakstone credit card is one of the cards with one of the lowest fees on the market, as compared to other cards of the same type. Its annual fee is just $49 along with an APR of 9.99% for no penalty purchases. This means you won’t have to worry about application or processing fees and tuition.
Other card details
Unlike most secure cards that require high credit scores to apply for a credit card, the Oakstone Gold Secured Mastercard Platinum does not require a minimum score, as Oakstone is a card that helps both those with good credit and those with bad credit to raise their credit scores.
The initial line of credit ranges from $200 to $5,000 depending on your initial deposit. With a simple, efficient, and fast application process.
In addition, the Oakstone Gold Secured Mastercard Platinum card responds to all major credit reporting agencies, being one of the main factors to consider when it comes to raising your credit score.
Learn more about Oakstone Secured Mastercard Platinum
This card you be the best for you if you want to get ahead of the many cardholders with regular insurance cards that don’t compare to Oakstone.
The Oakstone Gold Secured Mastercard charges a variable APR of 14.24%, helping you not to accrue too much interest if you transfer your balance each month.
Oakstone does not use credit history as an eligibility criterion for applying for a card, making it one of the best options for people of this type.
This credit card is designed to be simple and secure and to meet the financial needs of those who want to build a good credit history.
Other Benefits of the Card
- Reports monthly to the three main credit agencies
- Low variable APR of 9.99% for purchases
- Zero fraud liability
- Apply with any type of credit
- Mastercard exclusive benefits and perks
- Low APR and low-interest rates
How to apply for this credit card?
Applying for an Oakstone Secured Mastercard Platinum credit card is a straightforward process. This step-by-step guide aims to provide clear, easy-to-understand instructions, ensuring you have a smooth application experience.
- Step 1: Check Eligibility
First, verify your eligibility. The Oakstone Secured Mastercard Platinum is designed for a range of credit histories, making it a flexible option. However, you must meet certain age and residency requirements.
- Step 2: Gather Information
Prepare the necessary information. This includes personal details like your Social Security Number, address, and financial information. Having these at hand will streamline your application.
- Step 3: Security Deposit
Understand the security deposit. As a secured credit card, the Oakstone Mastercard requires a deposit. This amount will typically set your credit limit, so decide how much you’re comfortable depositing.
- Step 4: Online Application
Apply online. Visit the Oakstone credit card website and find the application form for the Secured Mastercard Platinum. Fill in the required fields with your prepared information.
- Step 5: Review Terms
Carefully review the terms and conditions. Pay attention to fees, interest rates, and other key factors. Understanding these terms is crucial for responsible credit card usage.
- Step 6: Submit Application
Submit your application. After thoroughly reviewing your information and agreeing to the terms, submit your application. You’ll typically receive a response quickly.
- Step 7: Wait for Approval
Await approval. If approved, you’ll receive your Oakstone Secured Mastercard Platinum in the mail, along with further instructions on activating and using it.
Conclusion
Applying for the Oakstone Secured Mastercard Platinum is simple. By following these steps and preparing accordingly, you can enjoy the benefits of this versatile credit card. Remember, responsible credit management is key to maintaining good financial health.