The HSBC Premier World Mastercard credit card is ideal for HSBC Premier customers who appreciate rewards credit cards. To be a Premier customer, you must have a combined deposit and investment balance of US$75,000 in the US or other eligible banking arrangements with HSBC.
HSBC PREMIER
2X TRAVEL POINTS NO FOREIGN TRANSACTION FEESThis card gives you two points per dollar spent on travel and one point per dollar spent on all other purchases. Additionally, if you spend $3,000 or more within the first three months of account opening, you will earn 35,000 bonus points and eligible HSBC Premier customers do not pay an annual fee.
Other card details
This card has an attractive and competitive offer of 35,000 Rewards Program Bonus Points when you spend $3,000 in the first three months of account opening. This reward is worth approximately $490 when redeemed for tickets through HSBC Points and $400 for all other redemptions (including cash back).
Plus, with the HSBC Premier World Mastercard, you’ll have access to a range of impressive travel benefits, especially a no-annual-fee credit card for most cardholders with existing HSBC Premier accounts.
Notable benefits include free Boingo Wi-Fi worldwide, $1 million in travel insurance, and 10% off hotel or vacation home purchases on Agoda, Expedia, and Onefinestay. It also offers an $85 TSA Precheck line of credit every five years.
Another enticing benefit is the cell phone protection that gives you up to $600 in phone protection for an extra $50 when you pay your monthly phone bill with your HSBC Premier Mastercard.
Learn more about HSBC Premier Credit Card
HSBC Premier cardholders can redeem their points for various airline loyalty/reward programs. HSBC also offers several points redemption options to ensure transparency and convenience for its customers.
All redemptions are made through the HSBC Rewards Portal and points can be redeemed through the Premier program in the following ways: Points such as travel invoices, travel through the HSBC Rewards Portal, direct cashback deposit to HSBC account, credit card, data from hundreds of brands, travel gift cards, annual fee refunds and CharityChoice gift cards to one of over 1,000 charities.
Other Benefits of the HSBC Premier World Card
- Trip Cancellation Insurance: Reimbursement of prepaid non-refundable fees if you cancel your trip for insurance reasons
- Hotel and Motel Theft Insurance: Up to $1,500 per claim for theft or damage to personal property
- Lost Baggage Insurance: Up to $1,500 per claim for loss or damage to checked or carry-on baggage
- Baggage Delay Insurance: Up to $250 per essential item claim
- Price Protection: Refundable if you use your card to purchase an item and then see a low-priced print ad or non-auction web ad for the same item within 60 days of purchase
- Extended Warranty: This benefit doubles the original manufacturer’s warranty on eligible items purchased with your card for up to 24 months
- Purchase Guarantee: Refundable if covered items purchased with your card are damaged or stolen within 90 days of purchase
- FICO Score: Update your FICO Score on your monthly statement for free every month
- Digital wallet technology: shopping online, making in-app purchases, or paying with a smartwatch or tablet
Online Application Process
Applying online is the most convenient method. Visit the HSBC website, navigate to the credit card section, and choose the HSBC Premier World Mastercard. You’ll be prompted to provide personal and financial information, including your income, employment details, and identification.
- Documentation and Verification
Prepare necessary documents in advance, such as proof of income and identity. HSBC may also conduct a credit check to determine your creditworthiness.
- Awaiting Approval
Once submitted, your application will undergo a review process. You can track your application status online or by contacting HSBC customer service.
- Activating Your Card
Upon approval, you’ll receive your card by mail. Activate it either online or by phone to start enjoying the myriad of benefits.
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