The Fortiva Mastercard Credit Card has a high fee and interest rate. However, it can serve as a starting point for establishing credit for people who can’t afford a security deposit.
Fortiva
Free Credit Score Unsecured Credit CardFortiva Financial offers the Fortiva Credit Card, which is a credit card option. Before choosing this card, you should read this review to understand all the details surrounding it. Once you’ve gathered all the necessary information, you’ll be able to make a wise choice.
Other card details
The Bank of Missouri created this credit card with people with fair or poor credit in mind. Because the card’s purpose is to improve credit scores with timely payments, it’s a great option for anyone looking to rebuild their credit.
The Fortiva Mastercard allows cardholders to complete balance transfers and cash advances; however, it can cause more harm than good if used improperly. Since the card is unsecured, it’s easier for cardholders to overspend.
The Fortiva credit card has high annual and maintenance fees; paying these will cost users around $100 a year. This makes the card appealing to people who can’t get a credit line due to a lack of funds. However, those interested in the card should be cautious about its costs.
Learn more about Fortiva Credit Card
A traditional method of improving one’s credit score is to get a secured credit card. As the name suggests, a secured card is one specific type of credit card that requires a security deposit. This deposit is also called a security deposit and can range from a few hundred dollars to several thousand. The amount of available credit granted is directly correlated to the size of the security deposit.
Having to make a significant deposit to open a credit account can be a hurdle for people with poor credit. This can make it difficult for them to begin improving their credit score. A useful alternative for these people is the Fortiva Mastercard; users don’t need to make a big deposit to begin using it.
Other Benefits of the Fortiva card
- $0 fraud liability
- Identity Theft Protection
- Fraud alerts and EMV chip technology to make transactions more secure
How to Apply for a Fortiva Mastercard: A Step-by-Step Guide
Applying for a Fortiva Mastercard can be a straightforward and rewarding process. This guide will walk you through each step, ensuring a smooth application experience.
- Step 1: Research and Understand Fortiva Mastercard Benefits Before applying, it’s important to understand what the Fortiva Mastercard offers. Visit the official Fortiva website to learn about its benefits, such as credit building opportunities, fraud protection, and flexible credit limits. Understanding these features ensures you’re making an informed decision.
- Step 2: Check Your Eligibility Fortiva Mastercard has specific eligibility criteria. This typically includes age, income, and credit score requirements. Ensure you meet these criteria to increase your chances of approval.
- Step 3: Gather Necessary Documents Prepare necessary documents in advance. This usually includes identification, proof of income, and address verification. Having these documents ready streamlines the application process.
- Step 4: Fill Out the Application Form Visit the Fortiva Mastercard application page. Fill out the application form with accurate information. Double-check for errors to avoid delays in processing.
- Step 5: Submit and Await Approval Once you’ve completed the application, submit it. Approval times can vary, so be patient. Fortiva will contact you with their decision.
- Step 6: Activate Your Card Upon approval and receiving your card, follow the instructions provided by Fortiva to activate it.
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