Preloader Image 1 Preloader Image 2

First Platinum Prestige Mastercard Secured Credit Card

The card reports to all three credit bureaus every month to help establish or re-establish new credit history.

Source: Google
  • 10.74% Variable APR for purchases
  • $49 Annual Fee
  • 19.74% Variable APR for Cash Advances

Of the three First Progress cards offered, this one has the lowest interest rate. The Platinum Prestige Mastercard Secured can be the best option for you if you’re searching for a card that will allow you the chance to repair your damaged credit score without paying high-interest rates and will provide the flexibility of a credit card rather than a debit card or prepaid card.

The initial deposit for each of the three cards ranges from $200 to $2,000, and it determines your credit limit. After that, you may start using your credit card for your needs and money management. You will be able to use your card almost everywhere in the world with the Platinum Prestige.

For those who desire a fantastic rate while establishing their credit, the Platinum Prestige Mastercard Secured Credit Card from First Progress is a great secured credit card alternative. This card, like other First Progress cards, provides good variable APR on purchases in addition to the advantages and security features of a Mastercard.

Users of the Platinum Prestige Mastercard have the freedom to settle their balances without paying excessive interest. This is one of the finest cards on the market right now for individuals that have a balance now or intend to carry one in the future.

First Platinum Select Mastercard Secured Credit Card

Source: Google
  • 14.74% Variable APR for purchases
  • $39 Annual Fee
  • 20.74% Variable APR for Cash Advances

The First Progress Select category is the second possible card choice. This card is a flexible tool for people who want to take advantage of secured credit cards’ advantages even more.

With the Platinum Select Mastercard, you may choose your purchase APR and have greater spending control thanks to a refundable security deposit. Your clients may safely and securely establish their credit with the help of this card. For a $39 yearly charge, the card offers consumers the purchasing power and security they would expect from a Mastercard.

For people who have little to no credit history and are seeking a practical approach to developing it, Platinum Select is the best option. It’s also helpful if you have a budget and want to utilize a secured credit card to spend up to your limit while occasionally carrying a load each month.

One of the major benefits of the cards provided by First Progress is the ease with which people without a credit history may apply for the card and the lack of a minimum score requirement, which can be a comfort for those who are just getting started with their finances.

It might be challenging to establish credit for the first time or to restore a damaged credit score, but the Platinum Select Mastercard, when used responsibly, can swiftly improve your credit health.

First Platinum Elite Mastercard Secured Credit Card

Source: Google
  • 20.74% Variable APR for purchases
  • $29 Annual Fee
  • 25.74% Variable APR for Cash Advances

The Platinum Elite Mastercard Secured Credit Card is the final but not least available card choice. The Elite appears to be the best option out of the three available ones for persons with bad or no credit, such as students or people seeking credit for the first time. It is the greatest option for people who can pay off the debt in full each month because it has the lowest annual charge of the three available cards.

If you have set beliefs about establishing credit, this card is a good option. Since there are no upfront background checks or requirements for credit histories, you won’t have to worry about damaging your credit score before you even apply. Additionally, the application will not be recorded on your credit report. All you have to do to begin having fun after being accepted is to send in your $200 security fee.

First Progress’s Elite category is the best option for you if you have no credit history, have difficulties getting credit cards authorized, wish to create or enhance your credit score, and want a secured card with an initial credit limit of $2000. Platinum Elite can help you build excellent credit by combining Mastercard safeguards and benefits with a fair and variable APR.

How to apply for the First Progress Cards?

Embark on your financial journey with the First Platinum Prestige Mastercard Secured Credit Card. It’s simple! Start by visiting their official website. Click on ‘Apply Now’ to initiate your application. Fill in the necessary personal and financial details. Secured credit cards require a deposit, so decide on your deposit amount. It’s your credit limit! Submit your application and await approval. This card boosts credit-building, with regular reporting to major credit bureaus. Benefit from low fees and easy management. Apply today and step towards better credit!

CREDIT CARD
First Progress
No Credit History Required No Minimum Credit Score
Start Building Your Credit
Written By

Copywriter/Editor and finance expert known for concise and informative articles on investing and wealth management. With experience simplifying complex topics, Roberto empowers readers to make sound financial decisions.