The Citi Rewards card is a no-fee card ideal for people who make small everyday purchases and spend little. It allows its customers to earn various point rewards while enjoying an annual fee of $0.
In addition, the card offers good points redemption options and advantageous tools such as the “Round Up” feature. It’s possible to redeem your points as gift cards or travel rewards.
Other card details
With Citi Rewards+ you can earn by making your everyday purchases. It gives you 5X ThankYou points per $1 spent at restaurants, 2X points at supermarkets and gas stations on the first $6,000, and 1 point per $1 spent on all other purchases.
In addition, the card’s “Round Up” tool allows you to enjoy the benefits of all of your purchases even more. This perk allows you to earn points quickly by automatically rounding them up to the nearest 10 points with no limit to rounded purchases. For example, if you spend $2 at the parking meter, it will be worth 10 points, and if you spend $12 at the drugstore, you will have 20 points in your account.
Learn more about Citi Rewards+ Credit Card
The Citi Rewards+ Card is a no-annual-fee credit card that offers multiple-point rewards for small purchases.
By using the card you will also earn an excellent welcome bonus of 20,000 bonus points after spending $1,500 on purchases within 3 months.
You can redeem your ThankYou points as gift cards, cash rewards (check, direct deposit, or statement credit), travel rewards, online stores, mortgage payments, and student loan payments.
This card is a good option for people looking to make a large purchase as it offers 0% APR for 15 months from the transfer date. Which allows you to have more than one year of credit without fees. After that period, the normal APR of 13.49% to 23.49% will be applied, according to your credibility.
Other Benefits of the Card
- Citi Entertainment: Access to exclusive experiences, special ticket discounts for live entertainment, including concerts and sporting events, and pre-sale tickets.
- Citi Concierge: Support from a team of experts to help with various tasks
- Points Rebate: 10% points back on all redemption options for the first 100,000 Thank You Points redeemed per year
Applying for a Citi Rewards+ Card: An Easy Step-by-Step Guide
Embarking on the journey to obtain a Citi Rewards+ Card is an exciting venture into the world of rewards and benefits.
- Step 1: Assess Your Credit Score Firstly, check your credit score. The Citi Rewards+ Card usually requires a good to excellent score. Use free online tools to understand where you stand credit-wise.
- Step 2: Collect Necessary Information Gather essential information such as your Social Security number, annual income, and monthly housing payments. This information is critical for your application.
- Step 3: Navigate to Citi’s Official Website Go to the official Citi website. In the credit card section, find the Citi Rewards+ Card. Using the official site ensures a secure application process.
- Step 4: Application Form On the Citi Rewards+ Card page, start your application. Fill in your personal and financial details accurately and honestly.
- Step 5: Review Your Application Before submitting, review your application for any errors. Accurate information is key to a smooth application process.
- Step 6: Await Approval After submitting, Citi will review your application. Approval could be instant or may take a few days.
Conclusion
Applying for the Citi Rewards+ Card is straightforward and rewarding. Follow these simple steps, ensure you meet the credit requirements, and you’re set to enjoy the benefits of this versatile credit card. Remember, responsible credit usage is crucial for maintaining good credit health.
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