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The Citi Double Cash Card

Find out if this card that offers 0% intro APR for balance transfer and 2% cash back on purchases in all categories is the right credit card for you.

Citi Double Cash Card
Source: Citi Double Cash Card

Citi Double Cash Card offers high rewards and has flexibility with redemption options. Making it a very profitable card option. It also comes with a transfer option that charges 0% of the APR usually charged on balance transfers (for 18 months).

CREDIT CARD
CITI DOUBLE CASH
CASH BACK CITI ENTERTAINMENT
Earn 2% cash back on purchases; 1% when you buy plus 1% as you pay
APPLY NOW

Citi Double Cash Card is a simple card that does not charge an annual fee and has a simple rewards system: By transfer, you will receive 1% in cash for using the card and another 1% after payment is completed.

Other card details

The Citi Double Cash Card charges no annual fees and offers 1% cashback on all types of purchases and an additional 1% cashback on payments for your purchases. There is no established limit to the number of rewards that can be obtained, and it is not necessary to follow any category. 

Also, you will be charged 0% of the APR usually charged on balance transfers for 18 months. After this period, the APR will range from 16.24% to 26.24%, based on solvency.

And to make it even easier, you’ll have access to a “Purchase Tracker” to keep you updated on the rewards you receive. But you only get the money displayed on your Purchase Tracker.

Learn more about Citi Double Cash Card

For reward redemptions, there are some options available with Citi: You can request a check, redeem your rewards balance for a statement credit, redeem the money to a Citi checking account – or to accounts that have been used at least twice to pay your Citi card bill-, and convert to points.

However, there are some caveats regarding redemptions. The Citi Double Cash Card is only allowed to redeem the amount when the balance is at least US$ 25. This can be time-consuming for some users since to reach this amount, it is necessary to charge and spend US$ 1.250 to reach the balance of $25 in rewards. Also, rewards expire if not spent within 12 months.

Citi’s simplicity and high rewards make it a great choice for those looking for cashback deals on everyday spending. Its 2% rewards make it worth a unique offer. The Citi Double Cash Card is one of the best fee refund card options on the market, even more so because of the advantage of not charging annual fees.

Other Benefits of the Card

  • Citi Identity Theft Solutions: Assistance in the event of identity theft
  • Lost Wallet Service: Fast card replacement and cash advance in case of theft or loss
  • Citi Entertainment: Access to events and presale tickets for concerts and shows
  • 0 Fraud Liability: You will not be held responsible for any unauthorized purchases made with your card

How to apply for this credit card?

Are you looking for a rewarding credit card experience? The Citi Double Cash Card might be your perfect match. This article provides an easy-to-follow, step-by-step guide to apply for the Citi Double Cash Card, ensuring a smooth application process. Let’s dive in!

  • Step 1: Check Your Credit Score Before applying, it’s crucial to know your credit score. The Citi Double Cash Card typically requires a good to excellent credit score. You can check your score through various free online services.
  • Step 2: Gather Necessary Information Prepare necessary personal information, including your Social Security number, annual income, and monthly mortgage or rent payment. This data is essential for your application.
  • Step 3: Visit the Citi Website Head over to the official Citi website. Look for the ‘Credit Cards’ section and select the Citi Double Cash Card. It’s important to use the official site for security.
  • Step 4: Fill Out the Application Fill in the application form with your personal and financial information. Be accurate and honest in your responses.
  • Step 5: Review and Submit Before submitting, review your application thoroughly. Ensure all the details are correct to avoid any delays.
  • Step 6: Wait for Approval After submission, there’s typically a short waiting period for approval. Citi may approve instantly or take a few days to review your application.

Conclusion

Applying for the Citi Double Cash Card is straightforward. By following these steps and ensuring you meet the credit requirements, you’re on your way to enjoying the benefits of this popular credit card. Remember, responsible credit management is key to maintaining a good credit score.

CREDIT CARD
CITI DOUBLE CASH
CASH BACK CITI ENTERTAINMENT
Earn 2% cash back on purchases; 1% when you buy plus 1% as you pay
APPLY NOW
Written By

Copywriter/Editor and finance expert known for concise and informative articles on investing and wealth management. With experience simplifying complex topics, Roberto empowers readers to make sound financial decisions.

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