Chase Freedom Unlimited is a straightforward no annual fee rewards card. It does not feature levels or levels that change, making earning points simple and accessible.
Chase Freedom Flex
No annual fee Cash Back rewards do not expireChase Freedom Unlimited offers a great card combo for Chase cardholders looking for a simple option or those looking to prioritize rewards over other features.
Other card details
The Chase Freedom Unlimited has an outstanding return on investment for a card that costs nothing. This card offers a 5% cashback bonus in the form of Chase Ultimate Rewards when travelers book their trips through the program. Additionally, cardholders earn 3% cash back at pharmacies and restaurants; all other purchases earn 1.5% cashback.
The card offers a 1.5% cashback bonus of up to $20,000 on all purchases made by the cardholder in the first year. Additionally, there are no fees for late payments, payment processing, or foreign transactions.
Chase Ultimate Rewards — earned via the Freedom Unlimited card — can be exchanged for 1 penny per point through the Chase Ultimate Rewards travel portal. Buying items on Amazon costs 0.8 cents per point using the Chase Freedom Unlimited card. Additionally, gift cards can be redeemed with 0.8 cents per point.
Learn more about Chase Freedom Unlimited
The Chase Freedom Unlimited card offers more value in sign-up bonuses than other cash-back cards. It also provides attractive rewards, flexible redemption options, and an initial 0% annual percentage rate.
Freedom Unlimited has no annual fee, so it’s a card you can keep open for years without paying a dime — and your rewards will never expire as long as you keep the card open. The card also offers attractive benefits such as 120-day purchase protection and extended warranty protection, which extends the warranty period of qualified manufacturers by one year.
Chase Freedom Unlimited is a great card for daily spending with no bonuses and offers incredible value when paired with a premium Chase card. So if you’re just starting with a credit card and want to accumulate valuable travel points quickly, the Freedom Unlimited card should be your first choice.
Other Benefits of the Card
- Zero Liability Protection: You won’t be held responsible for any unauthorized charges made with your card
- Travel Insurance: For non-refundable passenger fares purchased with your Freedom Flex in the event your trip is canceled or interrupted due to illness, inclement weather, and other covered situations
- Car Rental Collision Damage Waiver: By covering the entire cost of the rental with your card, get secondary coverage for your rental by declining collision insurance from the rental company
- Extended warranty and purchase protections
- Dash Pass Membership: First three months of DoorDash membership are free. After that, 50% discount for another nine months.
- Lyft: Through March 31, 2025, 5% back on qualifying Lyft services
How to apply for this credit card?
Are you looking to maximize your credit card rewards? The Chase Freedom Unlimited card might be the perfect choice for you. Here’s an easy, step-by-step guide on how to apply for this rewarding credit card.
- Step 1: Check Your Credit Score Before applying, it’s important to check your credit score. The Chase Freedom Unlimited card typically requires a good to excellent credit score. Free online tools can help you understand your current credit status.
- Step 2: Gather Necessary Information Prepare necessary information such as your Social Security number, income details, and employment information. This will streamline the application process.
- Step 3: Visit the Chase Website Navigate to the Chase website. Look for the ‘Credit Cards’ section and select the Chase Freedom Unlimited card. Click on ‘Apply Now’ to start the application process.
- Step 4: Fill Out the Application Form Carefully fill out the application form. Ensure all details are accurate to avoid any delays in processing.
- Step 5: Review and Submit Double-check all the information you’ve entered. Submit your application once you’re confident everything is correct.
- Step 6: Wait for Approval Approval times can vary. Chase may approve your application instantly, or it might take a few days. Keep an eye on your email for updates.
Applying for the Chase Freedom Unlimited card is straightforward. By following these simple steps and ensuring your credit health, you can enjoy the benefits of this versatile credit card. Remember, responsible credit management is key to maximizing your rewards!
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