The Amazon Rewards Visa Signature Card is one of two credit cards offered by Chase in partnership with Amazon.com. The card offers 3% cash back on purchases on Amazon. In exchange for a Prime membership starting at $139 per year (or $69 if you’re a student), you’ll receive 5% greater rewards on your Amazon.com purchases.
This card will be even more attractive to fans of Amazon and/or Whole Foods. Amazon shopping and Whole Foods’ 5% effective cashback rate are hard to beat, and credit cards offer a surprisingly powerful array of other benefits. Unfortunately, you must have a $139/year Prime membership (usually discounted if you are a student) to apply for and maintain this card. If you shop frequently on Amazon, you probably already pay the annual Amazon Prime membership fee, so the card has no annual fee.
- 16.49% to 24.49% APR (variable)
- Welcome Bonus: Amazon gift card
- $0 Annual Fee
- Credit Needed: Good/Excellent (690-850)
- Balance Transfer Fee: Either $5 or 5% of the amount of each transfer, whichever is greater
Its benefits include:
- $50 Welcome Bonus as Amazon gift card instantly upon approval
- 3% cash back at Amazon.com
- 3% cash back at Whole Foods Market
- 2% cash back at restaurants, gas stations, and drugstores
- 1% back on all other purchases
Amazon Prime Rewards Visa Signature Card
- 16.49% – 24.49% APR (variable)
- Welcome Bonus: $100 Amazon gift card
- $0 Annual Fee with Prime membership
- Credit Needed: Good/Excellent (690-850)
- Balance Transfer Fee: Either $5 or 5% of the amount of each transfer, whichever is greater.
For Amazon Prime members who want to earn as many rewards as possible, the Amazon Prime Rewards Visa Card will be a perfect choice. With this card, you pay a $0 annual fee and receive 5% back on purchases at Amazon Prime and/or Whole Foods and 2% back at restaurants, gas stations, and drugstores. Plus 1% cash back on all other purchases. Also, when you are approved for this card, you will instantly receive a $100 Amazon.com Gift Card.
Prime membership of $139 per year is required to gain access to the Amazon card with full benefits of 5% and 10%. To recoup your membership fee, you must spend at least $2,380 on Amazon.com and Whole Foods Market each year.
Rewards come in the form of Amazon Rewards; an Amazon-specific currency worth 1 cent per point. Points can be redeemed for cash back, deposited into a bank account as a statement or e-deposit, used for purchases on Amazon, gift cards to various retailers, or travel bookings. You need at least 2,500 points to redeem gift card rewards.
Its benefits include:
- $100 Welcome Bonus as Amazon gift card instantly upon approval
- 5% cash back at Amazon.com
- 5% cashback at Whole Foods Market
- 2% cash back at restaurants, gas stations, and drugstores
- 1% cash back on all other purchases
- 10% cashback or more as Bonus rewards at Amazon.com
How to Apply for the Amazon Rewards Visa Signature Credit Card
Applying for the Amazon Rewards Visa Signature credit card is a simple process that can bring a host of benefits, especially for frequent Amazon shoppers. This article guides you through the steps to apply for this credit card, ensuring a smooth and understandable experience.
- Step 1: Check Eligibility Before applying, ensure you meet the eligibility criteria. Generally, this includes being over the age of 18 and having a good credit score. A healthy credit history increases your chances of approval.
- Step 2: Visit Amazon’s Website Navigate to the Amazon website. Look for the ‘Amazon Rewards Visa Signature Card’ section. This can be found in the footer under ‘Amazon Payment Products’ or by using the search bar.
- Step 3: Review Benefits Understand the card’s benefits, like cashback on purchases, no annual fee, and special financing options. This card is particularly beneficial for regular Amazon and Whole Foods Market customers.
- Step 4: Apply Online Click on the ‘Apply Now’ button. You’ll be prompted to log into your Amazon account. If you don’t have one, you’ll need to create it.
- Step 5: Fill in Details Complete the application form. Provide accurate personal and financial information. This includes your name, address, income, and social security number.
- Step 6: Submit and Wait After submitting your application, there’s a brief waiting period. Amazon will review your application and credit history. Approval can sometimes be immediate, or it may take a few days.
Conclusion
Applying for the Amazon Rewards Visa Signature card is straightforward. It’s a great choice for those who shop frequently on Amazon, offering rewards and benefits that enhance your shopping experience. Remember, maintaining a good credit score is crucial for approval.
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