Anyone wishing to receive a lucrative 1% back on everyday purchases may consider the Walmart Rewards Mastercard. Even though the rewards can only be used at Walmart, they never expire and are redeemable in $5 increments, which is convenient for smaller purchases.
Walmart Rewards Mastercard
No annual fee Easy applicationEven though the card has significantly lower costs than other cards, just as with any other credit card, you must still pay the balance in its entirety each month. Once the needed minimum household income reaches merely $12,000, many low-income households who wouldn’t be qualified for premium credit cards can use this card to accumulate points.
Other card details
Because the card offers a minimum of 1% back on every transaction (1.25% at Walmart), you can be confident you’ll get a good return on every dollar you spend with it. There are few Canadian credit cards with no annual fees and a 1% minimum cash back. Your accumulated Walmart Rewards Dollars are treated exactly like cash because each one is worth $1 in stores.
Users never have to worry about making enough transactions to justify having the card in their hands because there is no yearly fee on the card. It also offers free add-on cards so you can increase your chances of winning.
Learn more about Walmart Rewards Mastercard Credit Card
Even though it’s a modest amount, $25 is still better than nothing. To be eligible for the first $15, you must make at least 2 qualified purchases within the first month, at minimum one of which must be at Walmart. To obtain the final $10, you must register in electronic statements within two statement periods. This card is accessible to the majority of Canadians who want to increase their earnings on typical household purchases because the minimum yearly income criterion is a mere $12,000.
Earning rewards is great, but using them is even better, and the Walmart Rewards Mastercard makes it simple to do so. You have a wide range of options for utilizing your points, and there is no minimum redemption amount. You can buy specific gift cards or apply them as a statement credit. Your points are always worth one penny no matter how you use them, and as long as the account is active and in good standing, they won’t ever expire.
Other Benefits of the Card
- Online grocery orders provide excellent rewards rates
- A category with a 2 percent bonus includes a few petrol stations
- $0 Foreign transaction fee
- You receive an additional dollar to spend at Walmart for each Walmart Reward dollar you earn
- Additionally, Walmart lets you exchange rewards for various FREE items.
How to apply this credit card?
Applying for the Walmart Rewards Mastercard Credit Card is a straightforward process designed for ease and convenience. This credit card offers an array of benefits, making it a popular choice for savvy shoppers.
To begin, visit the Walmart website. Look for the ‘Credit Card’ section, which is usually prominently displayed.
Ensure you have your personal information, including your social security number and income details, handy. This information is crucial for your credit card application. The online form is user-friendly, guiding you step-by-step.
Before submitting your application, review the terms and conditions. Understanding the interest rates, fees, and rewards structure is essential to make an informed decision.
After submitting your application, you’ll typically receive a response quickly. If approved, your Walmart Rewards Mastercard will be mailed to you, and you can start enjoying benefits like cash back on purchases at Walmart and elsewhere.
Remember, responsible credit management is key. Pay your bills on time to avoid interest charges and maintain a good credit score.
Applying for the Walmart Rewards Mastercard is simple and can be a smart financial move for regular Walmart shoppers.