Looking for a credit card that offers exceptional rewards, comprehensive insurance, and unmatched convenience? The Laurentian Bank Visa Infinite might be just what you need. This premium card provides a range of exclusive benefits, ensuring your financial needs are met with ease and efficiency.
Laurentian Bank Visa Infinite
REWARDS PROGRAM INSURANCE PROGRAMA World of Benefits with Laurentian Bank Visa Infinite
- Generous Reward Points
Earn 1 point for every dollar spent on groceries and gas, and 1 point on recurring payments. This allows you to accumulate points quickly and redeem them for various rewards, including travel, merchandise, and statement credits.
- Comprehensive Insurance Coverage
Benefit from extensive purchase insurance, extended warranty, and Visa Zero Liability fraud protection. This ensures that your purchases are protected against theft or accidental damage for 90 days and extends the manufacturer’s warranty by up to one year.
- Digital Convenience
Enjoy modern digital features like real-time notifications, virtual card issuance, and easy online access to manage your rewards and spending. Instant virtual card issuance allows you to start using your card immediately upon approval.
- No Annual Fee
Experience all the benefits of the Laurentian Bank Visa Infinite without any annual fee, making it an affordable choice for budget-conscious consumers.
- Additional Cardholders
Add authorized users for free and set spending limits for better financial control. This feature is perfect for families or individuals who want to share the card’s benefits while maintaining control over spending.
- Flexible Payment Options
Take advantage of flexible payment plans that allow you to pay off large purchases in smaller, manageable monthly payments at a lower interest rate.
Disadvantages to Consider
- High-Interest Rates
The card comes with a 20.99% interest rate on purchases and 21.99% on balance transfers, which can be a drawback if you carry a balance.
- Limited Reward Categories
Bonus points are primarily focused on groceries, gas, and recurring payments, which may not suit everyone’s spending habits.
- Residency Requirements
The card is only available to Canadian residents who meet the age of majority in their province or territory, limiting its availability.
- How to Maximize Your Laurentian Bank Visa Infinite
To get the most out of your Laurentian Bank Visa Infinite, focus on spending in categories that earn the highest rewards, such as groceries and gas. Set up recurring payments to earn additional points automatically. Utilize the card’s digital features to monitor your spending and redeem points efficiently. Participate in special offers through the Laurentian Bank Rewards program to boost your earnings further.
Requirements for Applying for Laurentian Bank Visa Infinite
To apply for the Laurentian Bank Visa Infinite, you must be a Canadian resident and meet the age of majority in your province or territory. Additionally, you should have a good credit score and a stable income to increase your chances of approval.
Application Process
Applying for the Laurentian Bank Visa Infinite is simple and straightforward. Visit the official Laurentian Bank website, fill out the online application form with your personal and financial details, and submit the required documents. Upon approval, you will receive your card and can start using it immediately, thanks to instant virtual card issuance.
Frequently Asked Questions
How can I get a Laurentian Bank Visa Infinite card?
You can apply online through the Laurentian Bank website by filling out the application form and submitting the necessary documents.
What is the interest rate on purchases?
The interest rate on purchases is 20.99%.
Can I add authorized users to my card?
Yes, you can add authorized users for free and set spending limits for them.
What kind of insurance coverage does the card offer?
The card offers purchase insurance, extended warranty, and Visa Zero Liability fraud protection.
In conclusion, the Laurentian Bank Visa Infinite is a comprehensive financial tool designed to offer value, convenience, and security. If you’re in the market for a card that rewards your everyday spending and provides extensive benefits, consider applying for the Laurentian Bank Visa Infinite today. Visit the official Laurentian Bank website to learn more and start enjoying the benefits of this exceptional card.
Unveiling the Benefits of American Express Cobalt Card 
Unlock Exclusive Benefits with Tangerine World Mastercard 
American Express Aeroplan Reserve Card