The Triangle Mastercard is a good option if you like a straightforward rewards program with no frills. At a select few businesses, this credit card gives 4% cash back in CT Money (the updated, digital version of Canadian Tire money) and 1.5% at grocery stores. For payments made out of the Canadian Tire network, incentives are still offered, albeit at a reduced rate of 0.5%.
Triangle World Elite
Online Account Servicing Embedded Insurance BenefitsAlthough you can only earn cash back in CT Money, (which can only be used at partner retailers and cannot be redeemed for cash) the Triangle Mastercard is praised for its good 1:1 earnings ratio and lack of an annual fee.
Other card details
The top-tier credit card offered by Canadian Tire is the Triangle World Elite Mastercard. The card that has a minimum personal income requirement of $80,000 or a household income requirement of $150,000.
Many people anticipate the Triangle World Elite Mastercard to be loaded with advantages given the strict standards to qualify for the card. Thankfully, it doesn’t let you down.
At participating Canadian Tire, Sport Chek, Mark’s/L’Équipeur, Atmosphere, Party City, Sports Rousseau, Hockey Experts, and Sports Experts locations, the earn rate is 4% in CT Money. 1% on all other purchases, and 3% in grocery shops (up to $12,000, excluding Costco and Walmart). Additionally, at Gas+/Essence+ outlets, you may earn 7 per litre in CT Money on premium gasoline and $5 per litre on all other fuel types.
Learn more about Triangle World Elite Mastercard Credit Card
In essence, the Triangle Rewards program is a reward program similar to cash back that is created specifically for Canadian Tire and its partner retailers. These places are where you may earn Canadian Tire e-money (CTM):
- American Tire
- Sport Chek Gas+
- Mark’s/L’Équipeur\atmosphere
- Pro Hockey Life Atmosphere Party City Hockey Experts
Not all Mark’s/L’Équipeur and Atmosphere locations take part in Triangle Rewards, it’s important to note. You can only receive prizes using Gas+. In other words, none of their places are where you may use your prizes. Additionally, you must only pay with cash or a debit card at Gas+ if you wish to earn points.
You may earn more CTM using the Triangle app in addition to the earn rate you receive through the Triangle Mastercard. You could receive promotions like spend $80 at Spot-check and receive $8 CTM, for instance. Also, I’ve had to spend $25 at Canadian Tire to receive $5 in CTM. Please take note that you must activate these offers in the app, prior to making a qualified purchase. The option of receiving paperless receipts is also available.
Other Benefits of the Card
- Convert Large Expenses into Small Payments: When you spend $150 or more at one of our participating stores on qualified products, you will receive no fee, no interest financing with Triangle World Elite Mastercard payments made in equal monthly installments.
- Members of the Triangle World Elite Mastercard may receive special offers: By combining Triangle Bonus Days, Spend-and-Get deals, and CT Money, you can receive special bonuses and earn even more CT Money.
- Get weekly flyer offers and activities: Our concierge services are available to anytime, seven days a week, for anything from purchasing concert tickets in Montreal to making reservations for events in Niagara.
Learn how to apply
Applying for the Triangle World Elite Mastercard is a straightforward process, designed with customer ease in mind. This credit card offers a range of benefits, making it an attractive option for those seeking rewards on everyday purchases.
First, visit the official website. Here, you’ll find detailed information about the card’s benefits, including cash back offers and no annual fee. It’s essential to review these details to ensure the card aligns with your financial goals.
Next, check the eligibility criteria. The Triangle World Elite Mastercard typically requires a good credit score. Understanding these requirements beforehand simplifies the process.
Now, you’re ready to apply. Click on the ‘Apply Now’ button on the website. The application form is user-friendly, asking for basic personal and financial information. Fill it out accurately to avoid any delays.
Once submitted, the approval process begins. If you meet the criteria, you’ll soon be a proud holder of the Triangle World Elite Mastercard, ready to enjoy its many perks. Remember, responsible credit management is key to maintaining good financial health.
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