For a reason, the Scotia Momentum Visa Infinite is one of Canada’s best credit cards for cash back: Its high cash back rate may be helpful with expenses like groceries, bills, and gas.
Scotia Momentum® Visa Infinite
cash back Concierge ServiceAdditionally doing brilliantly in terms of travel insurance and cashback incentives is this award-winning credit card that offers rewards.
Some card details
The highest payback category for this card—a 4% cash-back offer on food purchases—might seem to be a big attraction given that supermarket costs have been rising. Before choosing, consider your shopping location: Several of Canada’s largest retail businesses, won’t accept this particular card because they prefer the Mastercard network.
This card offers a 4% return on all purchases, including memberships and payment services. This function may be quite useful for families that anticipate increased inflationary prices, such as record-high heating costs. The only little catch is that since manual bill payments are not allowed, pre-authorized billing is necessary to be eligible for the category.
If you frequently use public transportation or charge your electric vehicle, the Scotia Momentum Visa Infinite Card’s other cash-back category, which gives a 2% reward on gas and everyday transport, is fortunate for you because it includes those costs. On all other purchases, there is a 1% cashback reward.
Learn more about Scotia Momentum VISA Credit Card
10% cash back is offered as a welcome bonus on all purchases made with the Scotia Momentum Visa Infinite Card within the first 90 days. A total of $200 can be earned because the reward offer is only valid on the first $2,000 in transactions. In addition, you won’t receive the extra cash back until 7 months following the card’s activation provided your account isn’t in the red or overdue.
Cardholders receive prizes only one time a year, on November. If your account isn’t functioning correctly at that moment, your cashback will be gone. If your monthly payment is late or you have an excessive debt, the same guidelines still apply.
Other Benefits of the Card
- Consult the complimentary concierge service offered by Visa Infinite for help making reservations at restaurants, planning vacations, and other tasks.
- Nearly 900 partner locations offer the Visa Infinite Hotel Collection’s assured lowest priced rates, instant enhancements, and free in-room Wi-Fi.
- Programs like Visa Infinite Dining and Wine Country provide you access to special dining experiences.
- 25% discount rental cars: When making a reservation at eligible Budget and Avis sites, you may save up to 25%.
How to apply this credit card?
Applying for the Scotia Momentum VISA Infinite Card is a straightforward process that can open a world of benefits and rewards. Here’s a step-by-step guide to help you through the application process.
- Eligibility Check: Before applying, ensure you meet the eligibility criteria. This typically includes age (usually over 18), a minimum annual income requirement, and a good credit score.
- Gather Necessary Documents: Prepare documents like your government-issued ID, proof of income, and any other required financial information.
- Visit Scotia’s Website: Navigate to the official Scotiabank website. Look for the Scotia Momentum VISA Infinite Card under the credit card section.
- Fill Out the Application: The website guides you through the application form. Fill in personal details, financial information, and other required fields accurately.
- Review and Submit: Double-check your application for accuracy. Once satisfied, submit your application.
- Wait for Approval: After submitting, wait for the bank’s response. This usually takes a few business days.
Remember, the Scotia Momentum VISA Infinite Card offers cash back on purchases, making it a valuable financial tool. Apply today and start enjoying the benefits!
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