RBC ION+ Visa

CREDIT CARD

RBC ION+ Visa

Earn 3X Avion points1 for every $1 spent on: Mobile Device Insurance4 Included

SEE FULL REVIEW

Everything You Need to Know About the RBC ION+ Visa Credit Card

The RBC ION+ Visa Credit Card offers a compelling mix of rewards and benefits for everyday spending. With this card, you can earn points on groceries, dining, gas, and even digital subscriptions. Whether you’re looking to maximize your rewards or seeking a card with great perks, the RBC ION+ Visa might be the right fit for you.

Advantages of the RBC ION+ Visa

1. Reward Points

Earn 3X Avion points on groceries, dining, gas, and digital subscriptions, and 1 point per dollar on all other purchases.

2. Mobile Device Insurance

Enjoy coverage up to $1,000 for your mobile devices against loss, theft, or damage.

3. Fuel Savings

Save 3¢ per liter on fuel and earn 20% more points at Petro-Canada.

4. Be Well Points

Earn 50 Be Well points per dollar spent at Rexall.

5. DashPass Subscription

Get a 3-month complimentary DashPass subscription with DoorDash, saving you on delivery fees.

6. Monthly Fee Rebate

Receive a $4 rebate on the monthly fee if you have an RBC Signature No Limit Banking or RBC Advantage Banking for students account.

Disadvantages of the RBC ION+ Visa

1. Annual Fee

The card comes with an annual fee of $48, which may not be ideal for everyone.

2. Interest Rates

The purchase interest rate is 20.99%, and the cash advance rate is 22.99%, which can be high if you carry a balance.

3. Limited Travel Rewards

This card is more focused on everyday spending rather than travel benefits, which might not suit frequent travelers.

Why You Should Apply for the RBC ION+ Visa

If you’re looking for a credit card that offers excellent rewards for everyday spending, the RBC ION+ Visa is a strong contender. The ability to earn triple points on groceries, dining, gas, and digital subscriptions ensures that you’re maximizing rewards where you spend the most. Additionally, the mobile device insurance provides peace of mind, protecting your valuable gadgets.

One of the standout features is the fuel savings at Petro-Canada and the ability to earn more points at Rexall, making it a practical choice for regular expenses. The added bonus of a complimentary DashPass subscription with DoorDash sweetens the deal, offering savings on food delivery.

The monthly fee rebate is a unique advantage, effectively reducing the card’s annual fee to zero if you have the qualifying RBC bank accounts. This makes the card not only rewarding but also cost-effective.

With competitive rewards and practical perks, the RBC ION+ Visa is designed to enhance your everyday life. Apply now to start enjoying these benefits and make the most out of your spending.