One of the only World Elite MasterCard’s available in Canada without an annual charge is the PC Financial World Elite Mastercard, which also received the top customer satisfaction ratings in Forrester’s 2020 Canada CX IndexTM Survey.
PC Financial World Elite
no annual fee Concierge serviceIf you often shop at Superstore and other Loblaw locations, this World Elite Mastercard is a must-have.
Other card details
Among the three PC Financial credit cards, this World Elite Mastercard offers the highest total earn rates:
- Spend $1 at Shoppers Drug Mart or Pharmaprix to earn 45 points.
- Gas purchased at EssoTM or MobilTM stations earns at least 30 points per litre.
- Spending $1 on PC Travel services earns you 30 points.
- Spend $1 at a Loblaw Banner Grocery Store to earn 30 points (includes Loblaws, No Frills, Valu-Mart, Independent Grocers, Zehrs, Real Canadian Superstore, Fortinos, etc.)
- Every $1 spent on any other purchases results in 10 points. Additionally, keep a look out for unique events that will help you to accrue points faster.
Learn more about PC Financial World Elite Mastercard Credit Card
When you use your PC OptimumTM points for cash, you receive the following value: At locations under the Loblaw label, along with online at shoppersdrugmart.ca, pharmaprix.ca, joefresh.ca, and pcexpress.ca, 1,000 points can be exchanged for $1 worth of groceries or other goods. There is only one flat charge for all redemptions, and that’s it. As long as your account is active and in good standing, points will not expire.
As a result, you are free to accumulate and keep as many points as you desire without feeling pressured to use them up quickly.
Only a few restrictions apply to the otherwise extremely simple redemption process: There is a 10,000-point requirement for redemption, and points may only be used in $10 increments. So, for instance, if you have 28,000 points, you may choose to either redeem 20,000 of them now and then hold off till you earn another 2,000 points to make a redemption for 10,000 points, or you can just hold off until you have 30,000 points and then redeem them all at once for $30 in value. Additionally, you may only use 500,000 points ($500 worth) each purchase.
Other Benefits of the Card
- For trips lasting up to 10 consecutive days, cardholders under 65 are eligible for travel emergency medical insurance. Maximum benefit: $1M.
- Collision/Loss Damage Waiver Insurance for a maximum of 31 straight days for auto rentals with a manufacturer-suggested retail price of $65,000 or less.
- Assisted Identity Theft Service
- 24-hour concierge assistance
How to apply PC Financial World Elite Mastercard?
Applying for the PC Financial World Elite Mastercard is a straightforward process that brings a wealth of rewards to your fingertips. This article aims to guide you through the application process with ease and clarity.
Firstly, visit the PC Financial website. Here, you’ll find detailed information about the World Elite Mastercard, outlining its numerous benefits such as high reward points on purchases, travel insurance, and car rental benefits.
Before applying, ensure you meet the eligibility criteria. The requirements typically include a minimum annual income threshold and a good credit score. It’s important to review these to ensure a smooth application process.
Next, fill out the application form. This step is user-friendly and requires basic personal and financial information. Double-check your details for accuracy to avoid any delays.
After submitting your application, PC Financial will review it. This process usually takes a few days. If approved, you’ll receive your World Elite Mastercard by mail, along with instructions on how to activate it.
Remember, this Mastercard is more than just a credit card; it’s a gateway to maximizing your daily purchases through the PC Optimum program. Apply today and start reaping the benefits!
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