MBNA True Line Mastercard Credit Card is an excellent choice for people who want to lower their debt load. One of the lowest in Canada, the 12.99% yearly interest rate on purchases is included with it.
MBNA True Line
No Annual Fee Mastercard BenefitsGiven that this card has no annual fee and interest on balance transfers is 0% for the first 12 months, it appeals to customers who could carry a balance.
Other card details
You must enter some information, such as the payee name and account number from the credit card debt you wish to transfer, to take advantage of the balance transfer incentive. You can transfer up to three additional credit card balances onto your MBNA True Line Mastercard by using the “Transfer to Credit Card” part of the application when you apply.
It should be noted that balance transfer requests will be performed in the order listed on the application form, and any transfers that will surpass your credit limit will be instantly canceled. This happens if the intended balance transfers exceed your authorized credit limit. To qualify for the welcome offer of 0% interest for 12 months, you must finish the balance transfer transactions within 90 days of opening your account. After the deal has ended, the usual 12.99% rate will apply to any balance transfers.
Learn more about MBNA True Line Mastercard Credit Card
This credit card was created with one goal: reducing interest costs. A low-interest balance transfer is an excellent choice if you need to reduce your interest payments while paying off your credit card debt. This card is a wonderful option if you want to transfer a balance to reduce debt or finance a large purchase.
You must be a resident of Canada and have achieved the majority age in your province or territory to qualify for the MBNA True Line Mastercard. You should also have a credit history that falls between fair and excellent. There is no requirement for a minimum income. Unfortunately, residents of Quebec are not eligible for the balance transfer promotion offer.
Other Benefits of the Card
- Emergency Card Replacement is available through courier or 7–10-day delivery
- Decisions on credit line increases are made during normal business hours and cash advances are made at ATMs and banks worldwide.
- Save money by renting a car from Budget and Avis.: For eligible vehicle rentals at selected Avis and Budget outlets, utilize the MBNA credit card to save at least 10% off the base prices in Canada and the United States and at least 5% off the base rates worldwide.
How to apply MBNA True Line Mastercard?
Applying for the MBNA True Line Mastercard Credit Card is a straightforward process. This article will guide you through each step, ensuring a smooth and efficient experience.
- Start by Researching: Before applying, it’s essential to understand the features of the MBNA True Line Mastercard, such as its interest rates, fees, and benefits. This information is readily available on the MBNA website and helps you make an informed decision.
- Eligibility Check: Ensure you meet the eligibility criteria, which usually includes age, income, and credit history requirements. It’s crucial to have a good credit score for a higher chance of approval.
- Online Application: Visit the MBNA website and find the True Line Mastercard section. Click on the ‘Apply Now’ button. You’ll need to provide personal information, including your name, address, employment details, and income. This step is secure and confidential.
- Wait for Approval: After submitting your application, MBNA will review it. Approval times vary, but you’ll typically receive a response quickly. If approved, your credit card will be mailed to you.
- Activate Your Card: Once you receive your card, follow the instructions for activation, which can usually be done online or by phone.
Remember, it’s important to use credit cards responsibly. The MBNA True Line Mastercard can be a great financial tool if managed wisely. For any queries, MBNA’s customer service is always available to assist.
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