With the MBNA Rewards Mastercard, you can earn from every amount you spend on approved transactions without paying an annual fee. Per dollar paid to the card, cardholders get one point. Points may be redeemed for cash back, travel costs, gift cards, and other things.
After making their first qualified transaction during the initial 90 days of opening their account, MBNA cardholders will earn 5,000 bonus points (worth $25 in cash back value). If you sign up to get e-statements rather than paper ones during the first 90 days, you will earn an additional 5,000 points (worth $25 in cash back value).
Other card details
For those who are unfamiliar with rewards programs, the greeting bonus is guaranteed to get you interested in the notion of collecting points. You will continue to earn points after you’ve redeemed your bonus points at a rate of 1 point for every $1 spent on regular purchases and 2 points for every $1 spent on purchases of groceries, eating out, digital media, subscriptions, and home utilities. For each dollar spent on anything else, you receive one point.
When you spend up to $10,000 yearly in the relevant category on groceries, dining out, digital media, memberships, and home utilities, you get 2 points for every dollar spent in these categories.
After that, use your points to purchase vacation or branded goods from the MBNA Rewards catalog. You may also exchange these for vouchers from merchants who participate in the promotion. If you don’t like it, you can request your money back. Points can even be used to donate to charities; there is no need to first convert them to cash.
Learn more about MBNA Rewards Platinum Plus Credit Card
Yet more is included. You receive birthday bonus points each year. The points are equivalent to 10% of all the points you’ve collected in the 12 months leading up to your birthday (up to a maximum of 10,000 points).
The MBNA Rewards Mastercard is an excellent choice for travelers since it offers a reduced interest rate of 2.5% on all foreign currency conversions and is conveniently accepted at more than one million ATMs globally.
The MBNA Rewards Mastercard has an interest rate of 20.99% APR for purchases, 20.99% APR for balance transfers, and 20.99% APR for cash advances.
Other Benefits of the Card
- Benefit of Extended Warranties: Doubles written warranties on many new products bought with the MBNA credit card for up to an additional year.
- Avis Rent A Car and Budget Rent A Car: When you use your MBNA credit card to pay for eligible car rentals at participating Avis and Budget locations, you will receive discounts of at least 10% off the base rates in Canada and the United States and at least 5% off the base rates internationally.
- Mobile Device Protection: Up to $1,000 in coverage for qualified mobile devices in the case of loss, theft, accidental damage, or mechanical failure.
- Purchase Assurance Coverage: If an eligible item you bought with your MBNA credit card is stolen or damaged within the first 90 days after the purchase date, you’ll be covered. Limit of $60,000 per account for the lifetime total cumulative amount.
How to apply this credit card?
Applying for the MBNA Rewards Platinum Plus Credit Card is a straightforward process designed for your convenience and financial empowerment. This guide will assist you in navigating the application process, ensuring you understand each step clearly.
- Step 1: Check Eligibility Firstly, ensure you meet the eligibility criteria for the MBNA Rewards Platinum Plus Credit Card. Generally, this includes age, income, and credit history requirements.
- Step 2: Gather Necessary Information Prepare necessary documents, such as proof of income and identity, to streamline your application.
- Step 3: Explore Benefits Understand the benefits of the MBNA Rewards Platinum Plus Credit Card, including reward points, cash back options, and interest rates. This knowledge helps you maximize the card’s potential.
- Step 4: Online Application Visit the MBNA website and navigate to the credit card section. Here, you’ll find the application form for the MBNA Rewards Platinum Plus Credit Card. Fill in the required details accurately.
- Step 5: Review and Submit Double-check your information for accuracy. Submit your application and wait for approval, which is often quick and hassle-free.
- Step 6: Activation Once approved and you receive your card, activate it according to the provided instructions.
Remember, applying for a credit card is a significant financial decision. Make sure the MBNA Rewards Platinum Plus Credit Card aligns with your financial goals and spending habits. For any queries, MBNA’s customer service is readily available to assist.
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