The cash back benefits are one of the Home Trust Preferred Visa’s most alluring features. There is no cap on the amount of cash you may earn, and it can be obtained on any purchases that qualify. Each year, your benefits are credited to the credit card statement (every January).
Other card details
Whether you are shopping online or overseas, a 2.5% or so fee is charged by usual credit cards for foreign exchange rates surcharge when you make transactions in a different currency.
The Home Trust Preferred Visa is an exception. Every time you use this card to make a foreign currency payment, you save 2.5% in fees. Along with other great benefits, the card also offers an unlimited 1% cash back on all transactions.
Home Trust Preferred
CashBack Rewards No annual feeLearn more aboutHome Trust Preferred Visa Credit Card
On all Canadian currency transactions made with the card, 1% cash back is earned.
Cash back rewards are automatically delivered as a statement credit somewhere in January of the next year once they have accrued from the January statement through your December statement.
The card application procedure begins online. It takes three to five minutes, and you must be:
A Canadian citizen on the long-term
The majority age in your province, or at least that age
Not in bankruptcy at the moment
Within two weeks, they will send you an email to let you know if your application was accepted. You will get additional mail from Canada Post including your new card and PIN.
Other Benefits of the Card
- Global acceptance: The Home Trust Preferred Visa gives you a safe and dependable way to pay anywhere in the globe because it is recognized in far more than 200 nations and territories. Wherever contactless payment technology is accepted, you may shop securely.
- Purchase Security Insurance: With this no-fee Visa cashback credit card, your purchases are also covered. For 3 months from the date of purchase, buy security insurance covers qualified products against theft or damage.
- Online account management: You may safely and conveniently monitor your Home Trust Visa account at any time at any location in the globe.
- Guaranteed hotel reservations:Your accommodation will be reserved for you even if you come late.
Applying for the Home Trust Preferred Visa Credit Card: A Simple Guide
Are you considering the Home Trust Preferred Visa Credit Card? This guide provides a straightforward path to apply, ensuring a hassle-free process. Ideal for those seeking a reliable credit option, this card offers notable benefits.
- Step 1: Eligibility Check
Ensure you meet the basic requirements: age, income, and Canadian residency. Understanding eligibility is crucial for a successful application. - Step 2: Gather Information
Prepare necessary documents: ID proof, income verification, and address details. This preparation streamlines the process. - Step 3: Online Application
Visit Home Trust’s website. Their user-friendly interface guides you through each step. Fill in the application form accurately. - Step 4: Review and Submit
Double-check entered information for errors. Submitting accurate data is key to a smooth approval process. - Step 5: Await Approval
Post-submission, the waiting period begins. Home Trust typically responds promptly.
Applying for the Home Trust Preferred Visa Credit Card is easy. By following these steps, you’re closer to enjoying the benefits of a trusted credit card.
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