The internal loyalty program at the Bank of Montreal is called BMO Rewards. It has a variety of redemption possibilities, is simple to use, and has minimal limitations.
BMO Rewards® Mastercard®
Rewards point $0 annual feeAdditionally, it offers a special introductory interest rate of 0.99% on balance transfers for a period of 9 months (a 2% fee is charged on transferred balance amounts).
Other card details
A great offer for first-time buyers is included with the no-fee BMO Rewards Mastercard: 2k bonus airline miles and a 1.9% introductory interest rate for the initial nine months. The average interest rate for this card is 19.99%. This is the ideal card for you if you’re searching for one that offers you insurance, discounts, and rewards.
For each dollar you spend on purchases like goods, donations, lodging, travel, investments, and gift cards with this card, you receive one point. You may make a very strong rewards card by including the 20,000 bonus points and the 25% global discount at Alamo and National car rental companies.
With the BMO Rewards Mastercard, you may add as many cardholders as you’d like without paying more. You also receive an extended warranty, travel accident insurance, and purchase protection. The 15% discount overall Cirque du Soleil tours in Canadian territory and the 20% discount on shows in Las Vegas are additional benefits of this card.
You may increase security by adding tools like InfoProtector 360, roadside assistance, credit card balance protection, and credit alerts.
Learn more about BMO Rewards Mastercard Credit Card
You can use BMO Rewards points to book a wide range of travel experiences, including flights, accommodations, car rentals, trip packages, and cruises. There are no blackout dates, and you may use BMO Rewards points to book travel with any company.
Booking with any travel agency of your choice is completely up to you. By doing this, you can take advantage of any last-minute offers or lower prices discovered on other websites like Air Canada, WestJet, Expedia, Airbnb, or VRBO while still obtaining the highest redemption rate from BMO Rewards (150 points = $1).
By using the Pay with Points option, you can use BMO Rewards points right away after making your reservation. Within 3 to 5 days following the completion of the redemption, a credit will be credited to your account.
Other Benefits of the Card
- $74 in free travel
- Straightforward fixed-value points
- Suitable for beginners
- Card without an annual cost; to extend credit history
- Accepted At Costco
how to apply for a BMO Rewards Mastercard Credit Card
Applying for the BMO Rewards Mastercard Credit Card is a straightforward process, designed to be accessible and user-friendly. This guide will walk you through the steps, ensuring a smooth application experience.
Firstly, visit the BMO website. It’s important to start here as this is where you’ll find the most reliable information and the actual application form. On the homepage, look for the “Credit Cards” section, and select the BMO Rewards Mastercard. This action will lead you to a detailed page about this specific card, offering insights into benefits, rewards, and eligibility criteria.
Before applying, review the eligibility requirements carefully. These usually include age, income, and residency criteria. Understanding these prerequisites is crucial to ensure you qualify for the BMO Rewards Mastercard.
Next, click on the “Apply Now” button. This will open the application form. Fill in the required personal and financial information accurately. Accuracy is key to avoid any delays in your application process.
After submitting the form, BMO will review your application. This process may involve a credit check to assess your financial responsibility.
Finally, await confirmation from BMO. If approved, you’ll soon receive your BMO Rewards Mastercard and can start enjoying its benefits. Remember, responsible credit card use is essential for maintaining good financial health.
Applying for the BMO Rewards Mastercard is simple, just follow these steps and enjoy the benefits this card offers!
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