The BMO Air Miles Mastercard gives 800 Air Miles as a welcome incentive once you spend $1,000 during the first 90 days. The welcome bonus won’t blow you away, but it’s not bad for a student card with no annual charge.
BMO AIR MILES®
Easy, transparent process $0 annual feeSince the card has no annual charge, you might consider keeping it open as a free primary or secondary credit card to maintain the durability of your credit history. To protect your account history, you may even downgrade to this card after claiming the bonus on a higher-tier BMO Air Miles credit card.
Other card details
A two-tiered earning mechanism is present on the BMO Air Miles Mastercard. You will gain:
- $25 purchased at Air Miles partner stores earns you 3 Air Miles.
- For every $12 spent at food stores, get 2 air miles.
- For every $25 spent on any other purchases, receive 1 Air Mile.
- Even when compared to other no-fee credit cards, these earning rates are pretty average and far from the highest on the market.
- Except for using a no-fee credit card solely to accumulate Air Miles, there are considerably more lucrative point currencies you could allocate your everyday expenditure to.
Learn more about BMO Air Miles Mastercard Credit Card
Cash Rewards and Dream Rewards are the two ways that Air Miles may be redeemed. On the Air Miles website, you can choose any ratio (for example, 95% Cash Rewards, 5% Dream Rewards), but bear in mind that while you can alter your mind afterward, the miles cannot be transferred.
Cash Rewards may be redeemed at participating businesses, such as the Sobeys and Metro grocery chains, at a rate of 95 Air Miles = $10 (10.5 cents each point).
The best uses of Dream Rewards are for short-haul travel, lodging, vehicle rentals, and entrance fees to attractions. To avoid being better off accumulating Cash Rewards, you should always try to redeem Dream Rewards for at least 10.5 cents per point compared to the cash price.
Other Benefits of the Card
- Zero liability: Enjoy the assurance that any unauthorized charges to your account will not result in payment obligations.
- 24/7 assistance: You may get in touch with the BMO customer support department if you have a problem with your account.
- Optional advantages: You may add features like balance protection and roadside help for a fee.
- Additional cards are not charged: Free of charge, obtain as many supplemental cards as you want.
Your Guide to Applying for the BMO Air Miles Mastercard Credit Card
Applying for a BMO Air Miles Mastercard Credit Card is a straightforward process. This card offers a great way to earn Air Miles while making everyday purchases. Here’s an easy-to-follow guide to help you get started.
- Step 1: Check Eligibility First, ensure you meet the eligibility criteria. This usually includes age and income requirements. Visit the BMO website for detailed information.
- Step 2: Gather Necessary Information Before applying, have personal details like your address, employment information, and income handy. This speeds up the application process.
- Step 3: Apply Online Head to the BMO website and find the Air Miles Mastercard section. Click on ‘Apply Now’. Fill in the required fields with your information.
- Step 4: Review and Submit Carefully review your application for accuracy. Once satisfied, submit your application.
- Step 5: Await Approval After submission, BMO will review your application. If approved, you’ll receive your BMO Air Miles Mastercard Credit Card.
Remember, using this credit card responsibly can help you accumulate Air Miles quickly. Happy spending and safe travels!
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