If you have bad credit, your options are often restricted to secured credit cards, which demand a security deposit of several hundred dollars. An alternative is the Unsecured Total Visa Credit Card.
TOTAL VISA
CREDIT BUILDING DECISION WITHIN MINUTESOther card details
This card does not need a security deposit and enables applicants with terrible or restricted credit to apply, helping persons with bad or no credit get started safely and securely. For those whose credit has been severely damaged, the Total Visa card is ideal since it may assist them to begin the process of rebuilding their credit.
With the Total Visa, you may be approved for a credit limit of $300 without putting down a security deposit, and the main credit bureaus receive information about your account activity.
You’ll hear back from us within 60 seconds of applying. If you are accepted, your card will be mailed to you, and you may use it after paying the program fee and activating it. You have an extremely little possibility of having this credit card refused. It is accessible in the majority of states and does not have a minimum credit requirement.
Learn more about Total Visa Card
Your credit limit won’t need to be guaranteed with cash, and Total Visa reports to all three credit agencies, unlike many other cards that only do so to one or two. If you use your credit card consistently and responsibly, this helps you grow your credit.
There aren’t any cash advance fees the first year you have the card. You won’t be charged an additional cash advance fee for the first year if you use your card to withdraw cash from a bank, ATM, or register. However, you will still be responsible for paying the money’s interest. After that, the cash advance cost is $10 or 3% of each cash advance’s total amount, whichever is higher.
Other Benefits of the Card
- Does not require a security deposit
- Manage and automate monthly payments
- Accepted at US merchants and online, anywhere that accepts Visa
- Reports monthly to the three main credit agencies: TransUnion, Experian, and Equifax
- TransUnion free credit monitoring
- Choose your card design
- $300 credit limit (subject to available credit)
- Car Rental Insurance
- Zero Fraud Liability
Learn how to apply
Applying for the Total Visa Credit Card is a straightforward process, designed for those looking for a reliable and accessible credit solution.
- Step 1: Check Eligibility
Before applying, ensure you meet the basic requirements. The Total Visa welcomes applicants with varied credit histories, making it an inclusive option. - Step 2: Online Application
Visit the Total Visa website. Their user-friendly platform makes it easy to navigate and fill out the application form. Provide necessary personal and financial information. - Step 3: Understand Terms
Read the terms and conditions carefully. Total Visa is transparent about fees and interest rates, ensuring you make an informed decision. - Step 4: Submit and Await Approval
Once you submit the application, Total Visa will review it promptly. They are known for quick responses, making it convenient for applicants. - Step 5: Activation
Upon approval, activate your card as instructed. Total Visa’s customer service is available for support, reflecting their commitment to a positive user experience.
Applying for the Total Visa Credit Card is a seamless and inclusive process, tailored to a wide range of financial needs.
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