JetBlue’s co-branded credit cards aren’t just loyalty tools—they’re value accelerators when used with intent. Each option—whether it’s the no-annual-fee JetBlue Card, the feature-rich JetBlue Plus Card, the business-focused JetBlue Business Card, or the ultra-premium JetBlue Premier Card—is tailored to a specific travel profile and spending pattern.
But here’s the thing: most travelers overlook the hidden differences that can make one card dramatically more valuable than another. From baggage perks and anniversary bonuses to lounge access, smart redemption hacks, and spending-based upgrades, the true potential of these cards goes far beyond their welcome offers.
If you’ve ever booked a JetBlue flight, traveled with a partner, or wondered how to earn more without flying more—there’s likely a card designed exactly for you. Ready to discover which one fits your travel style (and how to make the most of every mile)?
Explore the full breakdown below and find out which JetBlue card could be your unexpected travel upgrade.
JetBlue Card – $0 Annual Fee
Best for: Occasional JetBlue flyers who want to earn rewards without paying an annual fee.
An easy entry point into the TrueBlue program with:
- 10,000 bonus TrueBlue points after qualifying spend
- 3x points on JetBlue purchases
- 2x points at restaurants and grocery stores
- 1x point on all other purchases
- 50% savings on eligible in-flight food and drinks
- No foreign transaction fees
Limitations: No free checked bag, no Mosaic bonuses, and no anniversary points. Great as a starter, but limited for frequent flyers.
JetBlue Plus Card – $99 Annual Fee
Best for: Frequent JetBlue passengers and families.
Key advantages:
- 6X points on JetBlue purchases
- 2X points at restaurants and grocery stores
- 1X points on all other purchases
- First checked bag free (for you and up to 3 companions)
- 5,000 bonus points every year on your account anniversary
- Mosaic qualifying points with spend
- 10% points rebate when redeeming
- No foreign transaction fees
- Earn 70,000 bonus TrueBlue points
Hidden advantage: Just two roundtrip flights per year can offset the annual fee due to baggage savings alone.
JetBlue Business Card – $99 Annual Fee
Best for: Frequent JetBlue travelers looking for extra perks and faster rewards.
Includes great travel benefits that go beyond the basic card:
- 40,000 bonus TrueBlue points after qualifying spend
- 6x points on JetBlue purchases
- 2x points at restaurants and grocery stores
- 1x point on all other purchases
- First checked bag free for you and up to 3 companions
- Group A boarding
- 50% savings on eligible in-flight food and drinks
- 5,000 bonus points every account anniversary
- No foreign transaction fees
JetBlue Premier Card – $99 Annual Fee
Best for: Frequent JetBlue travelers who want premium perks and lounge access.
Includes elevated travel benefits, such as:
- 70,000 bonus TrueBlue points + 5 tiles after qualifying spend
- 6x points on JetBlue and Paisly purchases
- Free checked bag and Group A boarding for you + up to 3 companions
- Complimentary lounge access (JFK and BOS, opening 2025)
- Priority Pass™ airport lounge membership
- $300 annual Paisly credits
- 10% points rebate on award flights
⚠️ Get rewarded with bonus points — but only after you meet the qualifying criteria.
🪪 Requirements to Apply
Barclays, the issuer of JetBlue credit cards, has specific requirements for approval:
- Good to Excellent Credit Score: Typically 680+ (Plus/Business cards may require 700+)
- U.S. Residency with valid SSN or ITIN
- Proof of income and employment (especially for business card applicants)
- Clean credit history (low utilization and no recent delinquencies)
JetBlue Business Card applicants must also:
- Have an EIN (Employer Identification Number) or sole proprietorship tax documentation
- Provide estimated annual business revenue
✍️ How to Apply
Applications for all cards are done via the Barclays portal:
- Visit
- Choose your desired card (JetBlue Card, Plus, or Business)
- Click “Apply Now”
- Fill out the secure application form with personal or business details
- Submit and wait for approval (usually instant or within 5 business days)
💡 Tip: Applying with a high credit utilization rate may reduce approval chances. Consider paying down balances beforehand.
Lesser-Known Benefits
- 10% Points Back: JetBluePlus gives back 10% of points every time you redeem—essentially a built-in rebate.
- Family Pooling: Combine points with family or friends in a shared TrueBlue account.
- Anniversary Bonus: 5,000 points = ~$70+ in flight value. Auto-redeems every year you keep the card.
- No Expiry: JetBlue points never expire, making it easier to build long-term value.
- Free Wi-Fi & Streaming on flights — all cards benefit indirectly as includes this for passengers.
FAQs – What Most People Don’t Ask
1. Can I upgrade from Card to JetBlue Plus? Yes. Barclays allows product changes. You’ll keep your account history (good for credit score) but may forfeit intro bonuses.
2. Do these cards offer travel insurance? Minimal coverage. For strong travel protection, consider pairing with a Chase Sapphire Preferred or Amex Platinum.
3. Can I earn Mosaic status through card spend? Yes, only with the JetBlue Plus or Business Card. $50,000 in annual spend = Mosaic qualifying points.
4. Are points transferable? No. TrueBlue points are not transferable to other airlines (unlike Chase or Amex points).
5. Do cards include TSA PreCheck or Global Entry credit? No—none of the JetBlue cards currently offer this perk.
6. Can I apply with a fair credit score? Unlikely. Approval rates drop sharply below 670.
Final Thoughts: Choose Your Card Wisely
JetBlue’s credit cards are built for every kind of traveler—from occasional flyers to those chasing premium perks. With the right card, your everyday spending turns into points, benefits, and better travel experiences.
Pick the one that fits your style and start flying with more rewards!
The U.S. Bank Altitude Go Secured Card 
The Sable Secured Credit Card 
The U.S. Bank Cash+ Visa Signature Credit Card