Santander BestCard Premium
Unbegrenzt kostenlos Bargeld abheben Kein AuslandseinsatzentgeltIf you are searching for a credit card that not only offers flexibility in everyday life but also provides premium benefits, the BestCard Premium from Banco Santander is the ideal option.
Whether you’re traveling internationally or making everyday purchases, this card caters to a wide range of needs while offering various perks that stand out from the competition. Below, we’ll explore six advantages and four disadvantages of this card to help you decide if it’s the right choice for you.
Advantages of the BestCard Premium
- Comprehensive Insurance Package:
The card offers several essential insurance benefits, including travel health insurance, trip cancellation coverage, and rental car collision damage waiver, which makes it an excellent companion for frequent travelers.
- Worldwide Fee-Free Cash Withdrawals:
One of the standout features of the BestCard Premium is the ability to withdraw cash globally without any ATM fees. This is a significant benefit for those who travel often and want to avoid hidden costs.
- No Foreign Transaction Fees:
Payments made in foreign currencies incur no additional fees, making this card a perfect match for international purchases and travel.
- 7% Cashback on Travel Bookings:
If you book your trips through the Urlaubsplus partner, you can earn 7% cashback, which is particularly valuable for expensive travel arrangements.
- 1% Fuel Discount:
For drivers, this card offers a 1% cashback on fuel purchases, up to a maximum of €200 in monthly expenses, helping you save on everyday costs.
- Extended Warranty on Purchases:
For household and electronic devices purchased with the card, the warranty is extended by up to three years, offering additional protection beyond the manufacturer’s standard guarantee.
Disadvantages of the BestCard Premium
- Annual Fee:
The card comes with a yearly fee of €99, though it can be reduced to €75 for Santander current account holders. Despite the benefits, this fee may be a drawback for those looking for a free option.
- High Interest Rate on Installment Payments:
The card has a relatively high interest rate of 18.87% for those who opt to pay in installments, which can quickly add up if balances aren’t paid off in full each month.
- Requirements for Application:
To apply, you must be at least 18 years old, live in Germany, and have a stable income and a good credit score, which may limit access for some applicants.
- Exclusive Partner Discounts:
Some benefits, such as the 7% cashback on travel bookings, are only available through specific partners like Urlaubsplus, limiting the flexibility of where you can earn savings.
Why Choose the BestCard Premium?
The BestCard Premium is an excellent choice for those who want more from their credit card. The combination of premium insurance coverage, worldwide fee-free cash withdrawals, and generous cashback on travel makes this card particularly appealing to travelers and those who value additional protection on their purchases. The absence of foreign transaction fees also makes it a cost-effective option for international spending.
Moreover, with a fuel discount and extended warranty, the card provides valuable perks for everyday life, making it a versatile option both at home and abroad. Despite the annual fee, the potential savings and benefits easily outweigh the costs, especially if you frequently take advantage of the card’s exclusive offers and protections.
If you are looking for a premium credit card that offers a wide range of advantages for both daily use and travel, the BestCard Premium is a top contender. Take the next step and apply today to unlock these benefits!
Vivid Metallkarte: Premium Banking mit Stil und modernster Technologie 
Santander BestCard Smart – Ihr Schlüssel zu weltweiten Vorteilen! 
BestCard Premium – Die Visa Kreditkarte für höchste Ansprüche