The Scotiabank Platinum American Express Credit Card

Having distinct advantages and seven different forms of insurance coverage, the Scotiabank Platinum American Express Card is a premium credit card. It offers an amazing variety of purchase and travel insurance advantages in addition to its high return rates, which makes the annual fee justified.

CREDIT CARD

Scotiabank Platinum American Express

Airport lounge access No foreign transaction fees

The only major bank that saves you 2.5% on foreign transaction fees

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It also provides complete protection when driving, the longest extended warranty, and the finest purchase protection, making it the top credit card in Canada for insurance coverage.

Other card details

Every dollar spent with the Scotiabank Platinum American Express Card earns a fixed 2 Scene+ points. This card has a greater 5x earning rate on grocery, eating, and entertainment with a lower annual fee of $120, despite the fact that the 2x earning rate is still pretty robust in comparison to the wider market.

One of Canada’s schemes for fixed-value points with the most flexibility is Scene+. Each point is worth one cent and can simply be applied to any travel spend.

This is far better than the fixed-value point schemes offered by the other big Canadian banks, which require you to make your trip arrangements through their internal travel agents. You can only use your points on flights, hotels, auto rentals, and vacations with those programs.

On the other side, you may use Scene+ points to redeem for items like rail tickets, Airbnb’s, and reward taxes and fees. Simply charge the cost of the trip to your credit card, and within 90 days, redeem points to “balance” the charge.

Learn more about Scotiabank Platinum American Express Credit Card

For this card, there is no baseline yearly income criterion, therefore even those with no income can apply. That’s fantastic news for stay-at-home moms or anyone whose income is difficult to prove.

To be eligible for this premium rewards card, you will most likely need to have a credit score that is higher than normal. We are unable to determine your exact credit score, however given that Amex prefers applicants who “show a better degree of creditworthiness,” you will probably require a score of 700 or above. However, acceptance is never certain. A rigorous credit check will be required of you, and the outcome will depend on your particular financial condition.

Other Benefits of the Card

• Full access to 1200+ airport lounges worldwide: such as 21 in 8 Canadian airports, is provided to you with 10 free passes to airport lounges. All Plaza Premium and Priority Pass lounges. No other Canadian card, excluding those with unrestricted access, has as many passes. Each supplemental card entitles you to 4 additional passes.
• $0 Foreign transaction fees: One of the few credit cards in Canada without a 2.5% foreign exchange transaction fee.
• Benefits of car rental elite status: With Hertz, you gain elite status.
• Enjoy access to a concierge service: available around-the-clock and can schedule delivery of flowers or other items, book reservations at restaurants, and handle a variety of research jobs.
• Amex Offers program: Year-round access to savings, credits, and exclusive deals.
• Access to premium online and offline experiences, as well as early access to many events, is available through the American Express Experiences program.

Easy Steps to Apply for Your Scotiabank Platinum American Express Credit Card

Embarking on your financial journey with the Scotiabank Platinum American Express Credit Card is a wise choice! This guide simplifies the application process, making it easy for you to get started.

1. Check Eligibility: Before anything else, ensure you meet the eligibility criteria. This includes age, income, and credit score requirements.
2. Gather Necessary Documents: Have your identification, proof of income, and residential information ready. This speeds up the application process.
3. Visit Scotiabank’s Website: Navigate to Scotiabank’s official website. Their user-friendly interface makes finding the Platinum American Express Card section a breeze.
4. Fill Out the Application Form: Provide accurate information on the application form. It’s straightforward and secure.
5. Wait for Approval: After submitting, Scotiabank will review your application. Approval times vary, but you’ll be notified promptly.
6. Enjoy the Benefits: Once approved, get ready to enjoy the benefits of your new credit card.

Remember, the Scotiabank Platinum American Express Card is more than just a credit card; it’s a gateway to exclusive benefits and financial flexibility. Apply today and experience the difference!

CREDIT CARD

Scotiabank Platinum American Express

Airport lounge access No foreign transaction fees

The only major bank that saves you 2.5% on foreign transaction fees

APPLY NOW